YES Homes Financing: How Our Program Works

It Starts With An “Option Payment.” Learn How Easy It Is!

1 The “option payment” is typically about 15% of the purchase price of the house. We typically charge $1,000-$2,000 for the actual price of the option. The rest of the “option payment” is applied towards the purchase of the house. This “option” gives you all kinds of advantages. First of all, this gives you a two-year timeframe when you have the exclusive right to finalize the purchase of the house. We are legally forbidden to sell the house to anybody except you for the entire duration of the option period.

2 Secondly, you get to lock in the purchase price of the house for two years.

Because of our connections with realtors and banks all over the country, your purchase price is almost always less than the actual value of the house.

That is crucial as it means your family is gaining instant equity and the ability to purchase your house for less than what your neighbors are paying for their houses.

3 And finally, we offer all of the flexibility you can imagine. We don’t pick your house for you. Instead we let you make all the choices.

  • You decide on the house you want.
  • You pick the size.
  • You pick the neighborhood.
  • You pick the layout.

This is going to be your house for many years to come and we want to make sure it is truly your “dream house.”

Sounds pretty good so far doesn’t it? Well it gets even better!

Once you have picked out the house, you will deposit the “option payment” into an escrow account with a Title Company. You will not pay us directly. This protects you from any scams. Unfortunately, there are plenty of con artists out there. We will require that you pay for a home inspection but this is something you will want anyways as you will want to protect your investment and make sure there are no hidden surprises with your future home.

Our company, Yes Homes, will then purchase the home and you will be able to move in immediately. We want you to think of the home as yours right from the start. You have the freedom to make any improvements you want to make. That means you can paint the house both inside and out with any colors you like. You can change out countertops, you can change out cabinets, you can redo bathrooms, you can even finish the basement.

Even though you won’t technically “own” the house yet, we want you to feel like you do.

During this time, we will be happy to introduce you to credit repair specialists and mortgage brokers who will help put you into a position to successfully finalize the purchase of your dream house.  We want you to purchase the house as soon as you can and we will offer incentives to do just that.  For instance, you will have both a one-year and a two-year purchase price to buy your home. Call Dave Newman  720-326-9049

While you are in the process of obtaining traditional financing, you will rent the house from us. It is important to point out that none of the rent payments will be applied towards the purchase price as this is not a “rent to own” program. Those programs are hardly ever successful. It is also very important to point out that you will be responsible for all maintenance and repairs on the house while you are in the “option period.” Remember, we want you to think of this as your house right from the start.

As soon as you are in a position to buy the house, we will prepare the purchase contract and make arrangements with a local Title Company to finalize the purchase. We will put you on the path towards home ownership and we will be there to assist you along the entire way.